Term sheets in 24 hours closings in as fast as 5 days

Stop Losing Deals to Slow Lenders.

Act Fast Funding helps real estate investors move faster with fix & flip, bridge, DSCR, construction, and cash-out financing built for competitive deals and real deadlines.

Move fastGet a real lending path without waiting weeks for a decision.
Qualify smarterAsset-based programs with reduced doc requirements for many scenarios.
Win more offersShow sellers and brokers you have serious capital lined up.
Start My Application See Payment Options
Fix & flip bridge DSCR foreign national construction multifamily
Investor Capital Deployed This Month
$12.4M
5 Days
Fastest Closings
24 Hrs
Term Sheet Goal
2,400+
Deals Funded
50 States
Nationwide Reach

Investors source deals every day on platforms like

Capital Solutions

Loan Programs Built to Help You Close More Deals

From first-time flips to seasoned portfolio growth, we match investors with funding that moves at the speed of the opportunity.

Fix & Flip Loans

Move on distressed deals fast with financing for both the purchase and the rehab - without dragging your closing timeline.

Bridge Loans

Need speed, flexibility, or a clean exit strategy? Bridge capital helps you close now and solve the long-term financing later.

Rental Property Loans

Grow your rental portfolio with DSCR financing designed around the property's cash flow - not your tax returns.

New Construction

Get ground-up funding with milestone-based draws, faster decisions, and a lender that understands builders and timelines.

Multifamily Loans

Scale from small multifamily to larger residential assets with leverage built for investors who want to grow aggressively.

Cash-Out Refinance

Pull equity out of existing investment properties and turn trapped capital into your down payment for the next opportunity.

How It Works

From Deal Submission to Funding - Fast.

No bloated process. No endless committee review. Just a clear path from opportunity to closing table.

1

Send the Deal

Give us the property, timeline, and strategy so we can structure the right loan quickly.

2

Review Your Terms

We move fast on the numbers so you can see what works and make a confident decision.

3

Close Without Delays

Our team pushes title, underwriting, and closing forward so you are not stuck waiting on the lender.

4

Execute the Plan

Use the capital to acquire, rehab, refinance, or scale while we stay responsive through the life of the loan.

DSCR Loans

Qualify on Cash Flow, Not Income

Our Debt Service Coverage Ratio loans let you grow your rental portfolio without W-2s, tax returns, or personal income verification.

With a DSCR loan, the property's rental income is what qualifies you - not your personal financials. If the rent covers the debt payment, you're approved. It's that simple.

What is DSCR?

Debt Service Coverage Ratio measures the property's net rental income against its total debt obligations (principal, interest, taxes, insurance, and HOA). A DSCR of 1.0 means the property breaks even - anything above means positive cash flow.

The Formula
DSCR = Net Rental Income / Debt Obligation
DSCR >= 1.2 preferred 1.0 minimum accepted

No Tax Returns Required

Qualify solely on property cash flow. No personal income docs needed.

1 - 50 Unit Properties

Finance single-family rentals, duplexes, triplexes, and small multifamily.

30-Year Fixed Available

Lock in long-term stability with 30-year fixed or adjustable rate options.

Foreign Nationals Welcome

Non-US citizens can qualify - no SSN or US credit history required.

Unlimited Cash-Out

Extract equity to scale. No seasoning requirements on some programs.

Close in 2 - 3 Weeks

Streamlined underwriting means faster closings than traditional lenders.

Apply for a DSCR Loan

DSCR Loan Terms at a Glance

Rates From 6.75%
Max LTV 80%
Loan Amount $75K - $3M
Min DSCR 1.0
Term Options 30-Yr Fixed / ARM
Min Credit Score 620
Prepayment Penalty None Available
Properties Financed Unlimited
Closing Timeline 2 - 3 Weeks

Have questions? Get a free deal analysis in 24 hours.

Talk to a Loan Officer
Foreign National Loans

US Real Estate for Global Investors

You don't need a US Social Security Number, credit history, or residency to invest in American real estate. We make it possible.

Invest in US Real Estate from Anywhere

  • No US Social Security Number required
  • No US credit history needed
  • ITIN or foreign passport accepted
  • Foreign income documentation accepted
  • Power of Attorney closings available
  • All 50 states covered
  • No US bank account required to start
  • Dedicated international client specialist

Loans Without Borders

Whether you're an investor in Toronto, London, São Paulo, Dubai, or Lagos - Act Fast Funding provides capital solutions designed specifically for non-US citizens looking to build wealth through American real estate.

Global Income Accepted

We accept income documentation from any country. Bank statements, accountant letters, and foreign tax returns all work.

ITIN & Passport Programs

Use an ITIN (Individual Taxpayer Identification Number) or a valid foreign passport to apply - no green card or visa required.

DSCR Qualification

Our foreign national loans use DSCR underwriting - if the property's rent covers the payment, you qualify regardless of personal income.

Investment Property Focus

Finance single-family rentals, condos, townhomes, and 2 - 4 unit properties in any US market. Build a portfolio from abroad.

Investors from over 40 countries trust us:

Canada United Kingdom Brazil Mexico China India Nigeria UAE Israel Colombia Germany + 30 more
Start Your Application
Why Investors Choose Us

Speed Wins Deals. We're Built for Speed.

When the property is right, you cannot afford lender drag. We focus on fast execution, clear communication, and real investor-friendly terms.

Lightning Fast Closings

Close in as few as 5 business days. We never let a slow lender kill your deal.

No Doc, No Problem

Our loans are asset-based. No tax returns, W-2s, or personal income verification required.

Relationship First

You'll work with a dedicated loan officer who knows your market and your goals.

Competitive Rates

Rates starting at 9.5% with up to 90% LTC. The best value in hard money lending.

Flexible Terms

Interest-only payments, extension options, and customizable draw schedules for your project.

Proven Track Record

2,400+ deals funded and $500M+ in total originations. We know how to get deals done.

Proof

Real Investors. Real Closings. Real Results.

Investors come to us when timing matters and opportunity cannot wait for a slow lender.

"I was able to close on my fix & flip in just 7 days. The team was incredibly responsive and made the process seamless. Already on my 4th deal with them."

MR
Marcus R.
Fix & Flip Investor, Dallas TX

"As a self-employed investor, traditional banks kept saying no. Act Fast looked at the deal, not my tax returns. I closed in 5 days and the property cash flows beautifully."

JT
Jessica T.
Rental Portfolio Owner, Phoenix AZ

"The bridge loan saved my 1031 exchange. I couldn't have made it happen without Act Fast. Competitive rates and zero headaches. Highly recommend."

DK
David K.
Commercial Investor, Tampa FL
Funding Request

Start Your Funding Request

Tell us about the deal. It only takes a few minutes, and our team will move quickly on next steps.

Borrower Info
Property Info
Loan Details
Review & Submit

Borrower Information

Tell us about yourself. If you're a foreign national, use your passport or ITIN in the SSN field.

Foreign nationals: enter your ITIN or write "Foreign National - Passport" and upload ID later.

Property Information

Tell us about the investment property. If you don't have a property yet, enter your target market.

If applicable (fix & flip / value-add)

Loan Details

Tell us what kind of financing you need and your investment goals.

Review & Submit

Please review your information below and confirm everything is correct before submitting.

Application Submitted!

Thank you for applying with Act Fast Funding. A loan officer will review your application and contact you within 24 hours with next steps.

You'll receive a confirmation email shortly at the address provided.

Partner Program

Earn Referral Commissions on Every Deal

Join the Act Fast Funding partner program and earn competitive commissions by referring real estate investors. Get your own tracking link, real-time dashboard, and weekly payouts.

Partner Commission Tiers

Bronze (1 - 10 deals)0.50%
Gold (11 - 30 deals)1.0%
Platinum (31+ deals)1.5%

Top partners earn $10,000+/month

How It Works

Start Earning in 3 Steps

No licensing required. No cost to join. Just refer and earn.

1

Sign Up & Get Your Link

Register as a partner and receive your unique referral link instantly.

2

Refer Deals

Share your link. When someone applies, they're automatically tracked to you.

3

Get Paid Weekly

Earn commission on every funded loan. Payouts sent via ACH or wire.

Commissions

The More You Refer, The More You Earn

Bronze
0.50%
per funded loan
  • 1 - 10 funded deals
  • Unique referral link
  • Partner dashboard
  • Weekly payouts
Gold
1.0%
per funded loan
  • 11 - 30 funded deals
  • Unique referral link
  • Partner dashboard
  • Weekly payouts
  • Dedicated partner manager
  • Co-branded marketing
Platinum
1.5%
per funded loan
  • 31+ funded deals
  • Unique referral link
  • Partner dashboard
  • Priority payouts
  • Dedicated partner manager
  • VIP deal pricing
FAQ

Common Questions

Who can become a partner?

Anyone - real estate agents, wholesalers, contractors, investors, or anyone who knows investors looking for funding.

Is there a cost to join?

No. Completely free. No fees, no minimums, no obligations.

How are referrals tracked?

Every partner gets a unique link. When someone clicks and applies, they're linked to your account via cookies.

When do I get paid?

Commissions are paid weekly after the loan funds, via ACH or wire transfer.

Do I need a real estate license?

No. You're referring investors, not originating loans. No license required.

What's the average commission?

On a $200K loan at 2%, you'd earn $4,000. Many partners earn $5,000 - $15,000+/month.

Got a Deal Under Contract - or Need to Move Fast?

Start your application now and let's put real funding behind your next acquisition, refinance, or construction project.

Apply for Funding Now
Talk to a Loan Officer

Need Answers Before You Apply?

Reach out directly and we'll help you pressure-test the deal, loan type, and timeline before you move forward.

Contact Information

Whether you have a deal in hand or just getting started, we're here to help you find the right financing.

Phone
(470) 226-3276
Email
Office
Nationwide Lending - All 50 States
Business Hours
Mon - Fri 8AM - 7PM EST
Act Fast Funding
Partner Program

Build a Referral Channel That Pays Every Week.

Join the Act Fast Funding partner network, get your referral link, track every funded deal, and grow a new revenue stream around investor financing.

Your own referral linkTrack every click and submitted deal from one place.
Live partner dashboardMonitor leads, commissions, and payout progress without chasing updates.
Built for investor referralsPerfect for agents, wholesalers, builders, and anyone connected to real estate deals.
0.50% to 1.50% commissionsWeekly payoutsNationwide deal flow

Create Partner Account

Complete the form below to get approved and start sharing your referral link.

By signing up, you agree to the Partner Program terms.

Already have an account? Log In

Act Fast Funding
Partner Access

Log In and Manage Your Partner Pipeline.

Access your referral dashboard, view tracked deals, monitor commissions, and stay connected to the financing opportunities you send our team.

Track every referralSee when a lead is captured and follow funded deal progress.
Monitor commissionsKnow your current tier and what each funded deal is worth.
Stay ready to referLog in anytime to access your partner tools and next-step information.
Partner dashboardTracked referralsWeekly payout model

Partner Login

Enter your email and password to access your dashboard.

Forgot Password?

Need an account? Create Partner Account

Partner Dashboard

Welcome, Partner

Your Unique Referral Link

Share this link. Every application is tracked to you automatically.

Total Earnings
$0
Pending Commission
$0
Funded Deals
0
Commission Rate
0.50%

Loan Pipeline

DateBorrowerLoan TypeAmountStatusYour Commission

No loans yet. Share your referral link to get started!

Partner Profile

Name
-
Email
-
Phone
-
Company
-
Member Since
-

Partner Tier

Current Tier
Bronze
Commission Rate
0.50%
Next Tier
Silver (6 deals)
Referral Code
-

Overview

Total Partners
0
Loan Applications
0
Contact Leads
0
New Today
0

Recent Activity

WhenTypeNameDetails

No activity yet.

Total Partners
0
Active This Month
0
Total Deals
0
Total Commissions
$0

All Partners

JoinedPartnerPhoneCompanyTierRef CodeActions

No partners yet.

Total Applications
0
New
0
In Review
0
Funded
0

All Loan Applications

DateBorrowerPhoneLoan TypeAmountPropertyStatusReferred ByActions

No loan applications yet.

Contact Form Submissions

DateContactPhoneLoan TypePropertyMessageReferred ByStatusActions

No contact submissions yet.

Signup Notifications

No notifications yet.

Details

Delete this item?

This action cannot be undone.

Act Fast AI

Always here to help

● ● ●